Protect Coverage Review For Families

Service Description

A Palatino Protect Review is a personalized, 1-on-1 session designed to help families clearly understand the strength of their financial protection foundation. It’s not a sales call and not product-driven - it is a structured, advisory-led walkthrough of the essential safeguards that protect your income, your loved ones, and your long-term intentions. During the Protect Review, we walk through the core components of the Blueprint Protect™ framework: 1. Income & Household Protection: We review how well your family would be protected if income were disrupted due to illness, injury, job change, or unexpected events. 2. Coverage Gaps, Overlaps & Hidden Weaknesses: We identify blind spots such as outdated employer benefits, mismatched term lengths, insufficient income replacement ratios. 3. Long-Term Liquidity & Resilience: We evaluate how accessible your resources are in emergencies, how your protection strategy supports or conflicts with your long-term liquidity goals. 4. Legacy & Beneficiary Alignment: We review beneficiary designations, titling, guardianship basics, and estate considerations to make sure your family is not exposed to avoidable complications. What You’ll Experience: A Protect Review is designed to be calm, organized, and highly personalized. There’s no preparation required - you simply bring whatever you have, whether that’s a full set of documents, a few screenshots, or just your current understanding of your benefits. During the session, we translate complexity into clear insights: 1. What coverage you have 2. Income protection for your family 3. Gaps, overlaps, or inefficiencies 4. Whether your current strategy matches your financial goals 5. How your coverage integrates with liquidity and legacy needs ⭐ Who This Review Is For: 1. Families who want a clearer understanding of their safety net 2. Parents who want confidence their children are protected 3. Working professionals 4. Dual-income households 5. Families undergoing transitions (new child, home purchase, career shift) 6. Anyone who hasn’t revisited their coverage in years ⭐ What You’ll Walk Away With 1. A clear map of your income and household protection 2. A simple breakdown of your existing coverage 3. Identification of gaps, overlaps, or outdated structures 4. Insight into how coverage interacts with liquidity and long-term planning 5. A recommended set of next steps to strengthen your protection foundation You will also receive your personalized Protect Summary Notes